> Rules and AI models that watch every transaction in real time, rank alerts by risk and keep the audit trail regulators ask for. url: https://www.safefy.com.br/platform/transaction-monitoring formato: markdown gerado do HTML publicado, sem apresentação versao_html: https://www.safefy.com.br/platform/transaction-monitoring --- Transaction Monitoring · AML # AML transaction monitoring that shows why every alert fired. Rules and AI models watch every deposit, transfer and withdrawal in real time, give each one a risk score and send your analysts a ranked queue, with the audit trail regulators ask for. [Talk to an expert](#contato) ## What it detects. 1. 01 Structuring and smurfing Amounts split to stay under review thresholds, in one account or spread across several. 2. 02 Pass-through activity Money that comes in and goes out with little or no real use in between. 3. 03 Profile mismatch Volumes that don't fit the customer's declared income, profile or history. 4. 04 Unusual velocity Bursts of transactions in short windows, a common sign of mule accounts and layering. 5. 05 High-risk geographies Funds coming from or going to high-risk jurisdictions or unusual payment corridors. 6. 06 Account networks Accounts that share devices, payment methods or counterparties and move money between themselves. ## How it works. 1. 1 ### Your data flows in Transactions, customer data and events arrive via API or in batches. The engine also runs over your history, so it starts from what already happened. 2. 2 ### Rules and models score A rules engine your team configures runs side by side with machine learning models. Each transaction gets a risk score and the signals behind it. 3. 3 ### Your analysts decide Alerts land in case management ranked by risk. The analyst reviews, decides and documents, and every step stays in the audit trail. ## Every alert explains itself. An alert is not a black box. It lists the rules that fired and the signals that weighed most, compared with how the customer usually behaves. The analyst knows where to look, and the decision can be defended later. [Explainable AI & Cases](https://www.safefy.com.br/platform/explainable-ai) ## Built for high-risk markets [### iGaming Watches deposits, wagers and withdrawals for each player to catch structuring, withdrawals without play and funds that don't match the player's profile. Learn more](https://www.safefy.com.br/industries/igaming)[### Fintechs Monitors payments, transfers and wallet top-ups to flag pass-through activity, mule accounts and volumes that outgrow the customer's profile. Learn more](https://www.safefy.com.br/industries/fintech)[### Digital Banks Follows instant payments and transfers in real time, spotting rapid movement of funds and accounts used to receive and forward money. Learn more](https://www.safefy.com.br/industries/digital-banks)[### Retail Reviews payments, refunds, gift cards and stored balances, where money laundering hides inside ordinary purchase activity. Learn more](https://www.safefy.com.br/industries/retail) Transaction Monitoring · Questions ## What buyers ask. What is AML transaction monitoring? It is the ongoing review of customer transactions to find activity that may point to money laundering or terrorist financing. Safefy combines a rules engine with AI models, gives each transaction a risk score and routes the suspicious ones to your analysts. Can we keep our own rules alongside the AI models? Yes. Rules and models run side by side. Your team writes and tunes the rules that reflect your policy and your regulation, and the models add the patterns rules alone miss. Every alert shows which of the two raised it. Does it monitor transactions in real time? Yes. Transactions can be scored as they happen, so a risky withdrawal can be held before it settles. The same engine can also run over historical data to review what went through unchecked. How does it help reduce false positives in AML? Alerts arrive ranked by risk instead of by date, and each one carries the signals that raised it. Analysts spend their time on the cases that matter first, and their decisions help your team tune rules and thresholds over time. The rest of the platform [Fraud Prevention Account takeover, multi-accounting, promo abuse and payment fraud.](https://www.safefy.com.br/platform/fraud-prevention) [Behavioral Risk Customers whose behavior shifts toward harm or abuse.](https://www.safefy.com.br/platform/behavioral-risk) [Screening & Due Diligence Sanctions, PEP and adverse media, for people and companies.](https://www.safefy.com.br/platform/screening) [Explainable AI & Cases Every alert shows why. Your analyst decides, on the record.](https://www.safefy.com.br/platform/explainable-ai) In English, Portuguese or Spanish ## Talk to a specialist about your monitoring. Tell us about your market, your volume and what your regulator expects. We'll show you how the engine works and where it fits in your operation. Option 1 ### Pick a time now. Straight into our calendar, with instant confirmation. - 30 minutes, no commitment - Video call with someone who knows the subject - Instant confirmation by email [See available times](https://calendly.com/eduardo-safefy/safefy-meetings) [Open in a new tab](https://calendly.com/eduardo-safefy/safefy-meetings) ### Prefer email? Write to us and a specialist will reply. [atendimento@safefy.com.br](mailto:atendimento@safefy.com.br) We speak English, Portuguese and Spanish. Option 2 ### Prefer that we reach out? Leave your details and we will get back to you. Received. Thank you! Our team will get back to you. To speed things up, write to [atendimento@safefy.com.br](mailto:atendimento@safefy.com.br).